Average VA IRRRL loan amount in Pennsylvania declines from Q3 to Q4

Tanya Bradshe Deputy Secretary of Veterans Affairs - https://department.va.gov

Jun 20, 2025

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The average VA Interest Rate Reduction Refinance Loan (IRRRL) amount in Pennsylvania during the fourth quarter of fiscal year 2024 was $295,650, according to figures provided by the Veterans Affairs Home Loans Index.

The average VA IRRRL amount in Pennsylvania for the third quarter of 2024 was $302,529.

The VA assists service members, veterans and eligible surviving spouses to achieve homeownership through loans provided by banks and mortgage companies.

A portion of the loan is guaranteed by the VA, which allows the lender to provide better rates.

Several VA housing programs can help eligible individuals buy, build, or repair their homes. These include Purchase Loans, Interest Rate Reduction Refinance Loans (IRRRL), and Adapted Housing Grants, which are designed for veterans with service-connected disabilities.

The VA’s fiscal year stretches from Oct. 1 to Sept. 30.

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